Have you ever met one of those girls who you instantly want to be best friends with, drink coffee and chat all day with? I did today. I knew before I went to our meeting that I loved a lot of the same things that Jess, creator of Rockin B’ Clothing, does. I knew we had a lot in common, but I didn’t know how down to earth and sweet she was! We chatted for awhile about the one of a kind dresses, skirts and jacket that she has on exhibit at K Dee’s Coffee, but it didn’t take long for the conversation to turn towards our other common interests.
My husband recently completely rebuilt a Scotty Serro camper from the 60’s, and Jess has been looking for one to turn into a mobile clothing store/dressing room to take to weekend car shows and events. How cool to be that girl, rollin’ up in a little canned ham with some of the most awesome, hand made, one-of-a-kind, retro, western wear you’ve ever seen! Sooo cute! We both have a passion for collecting, possible hoarding, depends on who you ask, so we indulged our need to talk about vintage tablecloths, mid century modern furniture, favorite antique stores and junk shops, as well as a few upcoming ‘can’t miss’ yard sales.
She has been asked a lot about designing other sizes than medium, which is what she has been doing the one-of-a-kind pieces in. Her medium actually fits a lot of sizes, because her garments are a heavy stretch cotton which provides control but allows for a lot of different shapes of girls, but she is currently working on having her patterns graded to fit size small through extra-large, and will consider plus-size in the future if she sees the demand. Her current line is inspiration for her wholesale line which is set to debut this Fall, in several stores in the Midwest, as well as internationally. She has had a lot of interest in the wholesale line and is working with some other people on the sizing of the patterns, which is a pretty in-depth process, handled mostly by computer. She uses such a neat mix of fabrics for the accent pieces on her garments. She has collected fabric from places she has lived, Chicago and New York, and gets a lot of it on-line, along with the occasional local fabric store. I loved the flannel panels she used on one of the dresses that has retro appliances and kitchen items on it, including a sweet blender.
When we visited today she had a really striking outfit on, a black and white striped sweater, really pretty floral skirt and a soft pink beret, with her pale skin and ice blue eyes, she is a stylish classic beauty, and looks to be from another time. She is the cutest, sweetest thing I’ve seen since, well, her clothes! She isn’t just another pretty face either. She has personally designed and created her awesome retro website and all of her promotional materials. Check her full story out at www.rockinbclothing.com .
Most of her sales are currently through her etsy site or direct sales. Her site provides all of the pertinent links. I anxiously await the wholesale line, and can’t wait to go to the yard sale she told me about tomorrow morning!
All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®.
They proudly display the REALTOR “®” logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84% of home buyers would use the same REALTOR® again.
Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be risky to consider a deal in real estate without the professional assistance of a REALTOR®.
But if you’re still not convinced of the value of a REALTOR®, here are a dozen more reasons to use one:
1. Your REALTOR® can help you determine your buying power — that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders — banks and mortgage companies — offer limited choices.
2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.
3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you’ll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?
4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.
5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.
6. Your REALTOR® can help you in understanding different financing options and in identifying qualified lenders.
7. Your REALTOR® can guide you through the closing process and make sure everything flows together smoothly.
8. When selling your home, your REALTOR® can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.
9. Your REALTOR® markets your property to other real estate agents and the public. Often, your REALTOR® can recommend repairs or cosmetic work that will significantly enhance the salability of your property. Your REALTOR® markets your property to other real estate agents and the public. In many markets across the country, over 50% of real estate sales are cooperative sales; that is, a real estate agent other than yours brings in the buyer. Your REALTOR® acts as the marketing coordinator, disbursing information about your property to other real estate agents through a Multiple Listing Service or other cooperative marketing networks, open houses for agents, etc. The REALTOR® Code of Ethics requires REALTORS® to utilize these cooperative relationships when they benefit their clients.
10. Your REALTOR® will know when, where and how to advertise your property. There is a misconception that advertising sells real estate. The NATIONAL ASSOCIATION OF REALTORS® studies show that 82% of real estate sales are the result of agent contacts through previous clients, referrals, friends, family and personal contacts. When a property is marketed with the help of your REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property.
11. Your REALTOR® can help you objectively evaluate every buyer’s proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing — a lot of possible pitfalls. Your REALTOR® can help you write a legally binding, win-win agreement that will be more likely to make it through the process.
12. Your REALTOR® can help close the sale of your home. Between the initial sales agreement and closing (or settlement), questions may arise. For example, unexpected repairs are required to obtain financing or a cloud in the title is discovered. The required paperwork alone is overwhelming for most sellers. Your REALTOR® is the best person to objectively help you resolve these issues and move the transaction to closing (or settlement).